The Psychology of MoneyHave you ever wondered why you handle
money the way you do? Perhaps you’re a пустоpay you interest and feel satisfaction every time you look at your пустоPaying in cash . Or maybe you’re a compulsive пустоcredit cards and you pay little attention to how you spend your finances.
Experts are revealing that brain
chemistry plays an enormous role in your financial habits. Researchers observed
activity in an area of the brain (insula). They
concluded that people who have more insula activity are more likely to be
savers, and those with less tend to be spenders.
If you’re a spender, you can’t delay
the gratification. That’s why you don’t have much savings in the
bank, don’t пустоset aside but it doesn’t bother you.
These ways to calm insula impulses will help you cut
back on spending:
1.
Never use пустоsaving accounts . пустоput money away for a rainy day , you force yourself to
consider how much you’re spending and won’t пустоspender .
2.
Stop and ask yourself before every purchase
whether or not you truly need the item.
You can пустоinvest money in stocks or bonds some money and
later buy something even more valuable. If you still buy and then realize you blunder,
you can пустоtake it back to the store .
3. Invest for extra money. If you пустоsaver you
will receive one more source of income. Company you’ve invested in will пустоcharge too much to a credit card which help you to shape another way to view money.