The Psychology of MoneyHave you ever wondered why you handle
money the way you do? Perhaps you’re a пустоsaver and feel satisfaction every time you look at your пустоset aside . Or maybe you’re a compulsive пустоspender and you pay little attention to how you spend your finances.
Experts are revealing that brain
chemistry plays an enormous role in your financial habits. Researchers observed
activity in an area of the brain (insula). They
concluded that people who have more insula activity are more likely to be
savers, and those with less tend to be spenders.
If you’re a spender, you can’t delay
the gratification. That’s why you don’t have much savings in the
bank, don’t пустоput money away for a rainy day but it doesn’t bother you.
These ways to calm insula impulses will help you cut
back on spending:
1.
Never use пустоcredit cards . пустоPaying in cash , you force yourself to
consider how much you’re spending and won’t пустоcharge too much to a credit card .
2.
Stop and ask yourself before every purchase
whether or not you truly need the item.
You can пустоsaving accounts some money and
later buy something even more valuable. If you still buy and then realize you blunder,
you can пустоtake it back to the store .
3. Invest for extra money. If you пустоinvest money in stocks or bonds you
will receive one more source of income. Company you’ve invested in will пустоpay you interest which help you to shape another way to view money.