Below you will see the
words and word combinations you are going to work with in the following
exercises. First, read the text and fill in the gaps with a proper word or
word combination:How to Make a Budget
As soon as you start spending your
own money, it’s time to пустоget things under control . Managing
money is a subject that is not taught in many schools, but is something that
nearly everyone has to deal with in their lives later on. Buying food
and clothes, paying for car expenses or пустоpaying bills on time … All these can drive you crazy. Here are some specific
targeted advice how to пусто make a budget :1. пусто Keep track of all your expenses . Recording outgoings can be difficult. But you don't have to limit yourself; just
get an idea of what you spend money on during any given month.
2.
After пустоthe past month , take stock of what you
spent. Write down
what you actually spent and categorize
your purchases in a way that makes sense to you. You have to пустоgo through the checklist on a пустоsystematic base to avoid
spending too much or exceeding the budget.
3.
Now, write down your actual budget. Based on the month of actual expenses budget out how much of your income you want to
allocate to each category every month.
4.
Be honest with yourself about your budget. It's your money - there's really no sense in lying to
yourself about how much you're going to spend when making a budget. The only
person you hurt when doing this is yourself. пустоGive yourself an allowance for spending and decide how much
money you can пустоspend on treats each months.
5.
Make a budget and keep to it. If you don’t пустоstick to your monthly budget , don’t be discouraged. Start again. It can take
time to adjust to a new spending pattern. The most important thing is to be
realistic.